The questions Matthews gets most — roofing, siding, windows, storm claims, financing, and HOA bids. If you don't see yours, call 651.314.3400.
Cost depends on size, pitch, material, and tear-off layers. Matthews provides a free written line-item estimate. See Roof Replacement for details.
Under ~15 years with isolated damage: repair. Aging out broadly or over ~20 years: replace. We provide a free written assessment so you can decide with facts.
The product is your call. We install the full range — architectural asphalt, Class 4 impact-resistant, and premium designer shingles — and walk you through the trade-offs for your home and budget. We're an Owens Corning Preferred Contractor, so that's often what we recommend, but we're not locked to one brand and will install what fits you best.
If there's functional storm damage, most Minnesota policies cover replacement minus your deductible. Coverage varies by policy. We provide a free written damage report to submit to your carrier.
No. You choose your contractor — not your insurance company. Matthews works directly with all major Minnesota insurers.
Typically just your deductible. We document the loss, meet the adjuster on-site, and negotiate the scope to cover the full cost of a proper rebuild.
James Hardie fiber cement and LP SmartSide engineered wood are the most durable choices for MN freeze-thaw cycles. Vinyl is a more affordable option and still appropriate for many homes.
Yes. Hail and wind can damage siding too — and it's often missed on initial adjuster walks. We document it as part of the same claim if it's there.
Depends on the windows you're replacing. Low-E, high-R windows can cut heating loss significantly in Minnesota winters. We're happy to show measured before/after data from past installs.
Yes, in most cases. They reduce cleaning labor, lower ice-dam risk, and protect against debris clogs. The right system depends on your tree cover and roof pitch.
Properly sized gutters paired with adequate roof ventilation and ice-and-water shield significantly reduce ice-dam risk. Gutters alone aren't a fix.
We walk every building, measure via aerial and on-site survey, and return an itemized line-by-line bid the board can read. We meet with the board to walk through the scope before any contract is signed.
Yes. Phased schedules that minimize parking disruption, debris, and noise — with weekly resident communication coordinated through property management.
No. Pre-qualification through Hearth is a soft pull only. A hard inquiry only happens after you accept a specific offer.
No prepayment penalty. When the insurance funds clear, you can pay the loan off in full with no extra fees.
Matthews Building Solutions LLC: Minnesota BC807855, Wisconsin 2590-DCFR. Fully bonded and insured. CAI-MN member. Owens Corning Preferred Contractor.
Both. About half our work is retail homeowner-paid projects and half is insurance restoration. We bid retail competitively against any other Minnesota contractor.
Twin Cities metro, greater Minnesota, and western Wisconsin. We're licensed in both MN and WI.
No high-pressure sales call. Just a contractor who answers the phone.
We measure the work by how it holds up — and by what clients say once we're gone.